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Extended trailer cover

You are covered for any enclosed trailer being towed by the insured vehicle shown in the certificate of
insurance. This cover only applies whilst the trailer is attached to the vehicle shown in the certificate of
insurance during the period of insurance and is limited to the sum insured amount indicated.

The excess under this extension is $750.

Section 2: Liability protection

We will cover you for your liability as a result of accidents in New Zealand involving your vehicle for claims
made against you for:

1. sudden and accidental physical loss or sudden and accidental physical damage to property, or
2. your liability under Section 43 of the Forest and Rural Fires Act 1977.

The maximum we will pay for claims under item 1 is $2,000,000 per event.
The maximum we will pay for claims under item 2 is $1,000,000 per event.

We will only pay for claims made during the period of insurance relating to accidents which happen during
the period of insurance.

We will not cover your liability for any vehicle that you are hiring or leasing (unless the leasing company is
named as an interested party).

If you have liability cover with us under any other policy then our maximum combined liability for any one
claim and during any one period of insurance under all policies is under item 1 $2,000,000 and under item
2 is $1,000,000.

What special benefits you are covered for under
liability protection

The amounts payable in relation to the special benefits under liability protection are included within the
liability protection cover and are not in addition to it.

Bodily injury

Liability protection is extended to cover your liability for up to $100,000 arising from bodily injury occurring
during the period of insurance.

If you have this cover under any other policy then our maximum combined liability under all policies is
$100,000.

Legal expenses

If you are charged with manslaughter or dangerous driving causing death arising out of an accident to your
vehicle for which a claim is accepted we will pay your costs of defence up to $1,200.

Marine ‘general average’

Liability protection is extended to cover any costs which you may become liable to pay as a result of
deliberate loss or damage incurred in time of danger to prevent the loss of a ship and / or cargo while your
vehicle is being carried by that ship between ports in New Zealand.

A TAXI INSURANCE POLICY BY

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